Last Updated: May 2025

Welcome to Shaina DeFichy Coaching (“Company”, “we”, “us”, or “our”). These Terms of Use (“Terms”) govern your use of our website https://shainadefichy.com (“Site”) and any services, content, coaching programs, digital products, or resources provided through it.

By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use this Site.

1. Services Overview

We offer a variety of services, including:

• Virtual Assistant (VA) services

• Online Business Management (OBM)

• Life Coaching

• Business Coaching

• Digital products and online resources

All coaching services are designed to support personal and professional growth and are not a substitute for medical, legal, or financial advice.

2. Use of the Site

You agree to use the Site and services lawfully and respectfully. You must not use the Site to:

• Transmit any harmful or disruptive code

• Attempt unauthorized access to our systems or user data

• Violate the rights of others

3. Intellectual Property

All content on this Site—including text, graphics, logos, videos, downloads, and branding—is owned by or licensed to Shaina DeFichy Coaching and protected by copyright laws. You may not reproduce or redistribute our content without written permission.

4. Payments and Refunds

If you purchase coaching, OBM/VA services, or digital products, payment terms and refund policies will be clearly outlined in your client agreement or product checkout page. Unless otherwise stated, all coaching sessions and service packages are non-refundable.

5. Disclaimer and Limitation of Liability

Coaching and business support services do not guarantee specific results. While we provide guidance and support, you are responsible for the decisions and actions you take.

To the fullest extent permitted by law, we are not liable for any damages resulting from the use or inability to use the Site or our services. You agree to use the Site and services at your own risk.

6. Third-Party Links

Our Site may include links to third-party websites or tools. We are not responsible for their content, policies, or practices.

7. Termination

We reserve the right to terminate your access to the Site or services if you violate these Terms.

8. Changes to These Terms

We may update these Terms at any time. Continued use of the Site after changes means you accept the updated Terms.